You Might Be Thinking
What's in it for Me?
We’ve created a menu of voluntary services that are specifically designed to save you money, all while providing you access to the best in class service!
Give it a try!
This Is Who We Are
This Is What We Do
The “Choice$” program was created by Unistar Special Risks Inc., a specialist in this area, as an alternative for corporations and associations to offer discounted value added services to their employees and members. In today’s economy, employers find it difficult to keep up with the increasing costs of normal employee benefits while Associations require more modern approaches to offerings in order to maintain their membership.
We sought to create a leading edge product offering through “Choice$” to address this need via unique bulk purchase opportunities in the areas of individual coverage as well as those for small and large employers.
With BenefitHub, you can offer your employees a free, easy-to-use benefits portal with a full range of benefits and rewards.
Best of all, they are:
– All in one place
– Easy to set up
– You choose what you want
Enhance Your Benefits Portfolio
Choose What You Want
With Benefithub
Choose from a full range of benefits and tools to supplement your existing benefits. Easily create a benefits package your employees will love with BenefitHub’s flexible platform.
MyDignity Homecare Assistance plan is
* simple to understand
* affordable
* easy to acquire
* provides peace of mind
* a valuable solution for your future care.
Peace of Mind for You and Your Loved Ones
Homecare Assistance
Your Care Your Way
MyDIGNITY is a truly unique resource centre, with a multi-company approach, combining long term care issues with insurance. MyDIGNITY is the answer to the following questions…WHO is going to take care of you when you can no longer take care of yourself? HOW can I ensure my aging parents have access to quality Homecare? WHERE is the money going to come from? When purchased by a company, associated costs can be tax deductible and not be considered a taxable benefit to the recipient.
Listen here to learn more!
Simple. Convenient. Comfortable. Free.
The Pharmacy That
Comes to You
We’re here to help you live better. Alliance MedPack makes managing medications simple so you take the right medication, at the right time, every time.
Why Use Alliance Pharmacy
Service
Free next business day delivery in Canada.
Value
Competitive dispensing fees and drug pricing.
Convenience
Refill reminders before you run out.
Comfort
Private patient counselling over the phone.
Tia Health is simple and convenient. You can skip the waiting room and don’t have to leave your bed when you are sick. Get prescriptions and renewals delivered right to your home or office, while enjoying free delivery anywhere in Canada!
tia. Health
Online Appointments
With Canadian Doctors
Free in Ontario, Alberta and British Columbia with Health Card. Find prescriptions, referrals, requisitions, mental health, and more.
Humanacare
Assistance For Your
Health & Well-being
Sometimes we or our families need help in areas that can affect our daily lives but don’t know where to turn. Humanacare provides employees assistance for families, second opinion medical and advice on eldercare together with a Critical illness insurance benefit. Normally only available under group plans, Choice$ provides this for you!
- Mental health disorders are now the fastest- growing and most costly kind of health disability in Canada. Between 10% and 40% of people with the costliest chronic conditions (e.g., diabetes, hypertension, pain, heart disease) also have depression.
Travel With Peace of Mind
Travel
Insurance
You work hard for your dollars, so don’t take chances when it comes to travelling out of your province of residence. Whether it is to another province or to foreign lands far away. Leave your travel insurance needs to the professionals. You can get a quote online, or request assistance by clicking the button below. Quotes are no obligation and you are offered the best coverage for the best price from the choices represented. If you are visiting Canada we also have options for you.
- Many people’s problems getting proper travel insurance result from improperly filling out medical questionnaires. People may not remember a condition or misunderstand a question. Often they are seniors with complex medical conditions.
We can help!
- Did you know that 32% of Canadians do not have dental insurance and that 17% of Canadians avoided visiting and dental professional because of the cost?- Source: CHMS- Dental Report 2007-2009
Including Group Conversion
Health &
Dental
Maybe you don’t want any benefits other than Extended Health and Dental? Or perhaps you have lost group insurance coverage from your employer? This product offering will allow you to choose a variety of options of coverage together with a direct pay card so you won’t be out of pocket. Compare it to any other out there!
Hassle Free Insurance Coverage
Guaranteed Issue Life &
Critical Illness Insurance
This program, administered by Best Benefits Inc., is designed to address the fact that over 17 million Canadians have no life insurance. Even group insurance from employers offer an average of $45,000 across Canada and so there is a need for a solution. You can attain the program online with no questions asked. As a bonus you will be eligible to receive the Canadian Taxpayers Federation’s Action Update emails.
- Ten Good Reasons
Life insurance can help meet a wide variety of financial goals. Here are 10 reasons consumers give for owning life insurance.- Cover burial & other final expenses
- Transfer wealth or leave an inheritance
- Help replace lost income
- Help pay off mortgage
- Pay home care expenses
- Pay estate taxes or create estate liquidity
- Supplement retirement income
- tax-advantage way to save and invent
- Provides funds for a college education
- Make a charitable gift
- Reasons You’ll Get Declined For Life Insurance
- Overweight or Obese
- Income Limitations
- Alcoholism
- Elevated Cholesterol, Lipids and Triglycerides
- Elevated Liver Function
- Blood or Protein in the Urine
- Hazardous Occupation
- Hazardous Extra-Curricular Activities
Hard to Insure?
Been Turned down?
The Answer is Here!
Have you been turned down or rated for insurance in the past? This is the answer for you! If you are between 18 and 70, have a known medical condition or lifestyle challenge, we may have the solution for you!
Portable Disability Insurance
Not All Disability
Insurance is Equal
Simplified issued disability insurance that was designed with active clientele in mind to offer coverage in the event of accident or soft tissue injury. Our portable disability insurance works well for contractors, truckers, not for profits and other situations where individual portable coverage works best
- Almost 10% of all disabilities involve pain, flexibility or mobility?
- You can get a portable policy up to age 69?
- You can qualify for up to $6,000 a month depending on income?
- Demand letters
- Requests for personal financial disclosure
- Frozen bank accounts
- CRA garnishment to wages
- Property liens
- Garnishment notices sent to your customers
When we act for you, we’re there in the tough times assisting with problems like these!
Ledgers Canada
Accounting, Tax &
Payroll / HR Services
Get the best possible financial services for small business and their owners and employees at discounted prices!
We feature discounts for both personal and corporate tax filings for any participant! Simply send us your contact information, when you’d like to be contacted, about which service, and get ready to save money.