Canadian insurers charge upwards of 35% to 40% of premiums in the first year of a small business buying a health and dental plan leaving 65% left over  to pay claims.  Ours is 15% to 20% meaning we can pay 20% more claims without any upward  renewal action.

Benefits By Choice Inc

One small business helping another

Are you tired of getting surprised by unreasonable rate increases at renewal time which don’t make mathematical or common sense?
Maybe you’ve given up on Group Benefits due to rate increases caused by high insurance company management costs?
Here’s the small business answer! Join this buying group and see your plan expenses cut in half in many cases leaving you with more money to pay claims!