Hard to insure?

Been Turned down? The answer is here!

Have you been turned down or rated for insurance in the past? This is the answer for you. If you between 18 and 60 and are working and have known conditions that have been diagnosed but not acted on, this site will provide you with an offering in most cases. If you are over 60 we have other options as well for you to look at.

Simply contact us at info@benefitsbychoice.ca and we’ll help.

We have helped clients with a history of the following conditions:

  • Heart attack
  • Stroke
  • Cancer
  • Diabetes
  • Obesity
  • HIV/AIDS
  • Major organ transplant
  • Multiple Sclerosis
  • High risk travel
  • Bankruptcy
  • Prior drug use
  • Criminal record
  • High risk avocations

Reasons You’ll Get Declined For Life Insurance

  • Overweight or Obese
  • Income Limitations
  • Alcoholism
  • Elevated Cholesterol, Lipids and Triglycerides
  • Elevated Liver Function
  • Blood or Protein in the Urine
  • Hazardous Occupation
  • Hazardous Extra-Curricular Activities